Dialogue 
中介:吴先生,由于你们是首次购房,所以商业贷款利率可以优惠到8.5折,首付最低三成。
Wú xiānsheng,yóuyú nǐmen shì shǒucì gòufáng,suǒyǐ shāngyè dàikuǎn lìlǜ kěyǐ yōuhuì dào 8.5 zhé,shǒufù zuìdī sān chéng.
Mr. Wu, you can have 15% off the commercial loan rate as this is the first time you are buying a house. The minimum down payment is only 30% of the total price.
吴京:好的。公积金贷款呢?
Hǎo de. Gōngjījīn dàikuǎn ne?
Ok, and what about the Personal Housing Accumulation Fund Loan?